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The simple fact that you can do more if you have more to give rests solely on your own realization of what you want to leave as your legacy.
If you are not happy. If you are struggling to pay your bills. If you are finding yourself saying "I wish I could afford that" or "I know what I want but I don't know how to get it." Then you are not in a position to help others nor work on your legacy. You are in survival mode and must (and can) only work on yourself. Everything else will need to wait.